Understand the community
Read the P2P rules. Help is voluntary, and a contribution does not create a guaranteed right to receive money back.
MHC brings people together through peer-to-peer financial help. An everyday act of support, from one person to another.
P2P help is not a promise of profit, repayment or future help. Participate with a clear understanding of the model.

Mutual Help Community is a space for ordinary people to offer financial help to one another through a P2P model.
Its purpose is mutual support and connection. Receiving help depends on participation by other people; neither receiving help nor improving your financial situation is guaranteed.
MHC describes its P2P community as mutual aid, not an investment program, a high-yield investment program (HYIP) or an MLM income program. No profit is promised.
Know what participation means before you decide to offer or request help.
Read the P2P rules. Help is voluntary, and a contribution does not create a guaranteed right to receive money back.
Provide Help lets you offer support. Get Help lets you request support under the community rules. Neither action guarantees a payment.
Check the request, recipient and payment information carefully. Keep your records and use official support when something is unclear.
These options explain the P2P process. Financial help is not a guaranteed return, income or repayment.
MHC Bank is a separate program based on trading and sharing the resulting profit under its own terms. It is optional and does not turn P2P help into an investment or a promise of returns.
Understand the differenceTrading results can rise or fall. Profits are not fixed or guaranteed, and losses are possible.
Mutual help and trading-linked profit sharing have different purposes and risks.
MHC P2P runs on people helping other people. It is not presented as a way to earn investment returns.
MHC Bank is an optional, separate trading-based program. Any profit share depends on actual trading results and the program terms.
Do not join P2P because you expect profit. Give only what you can afford without affecting essential expenses. Read the rules and verify details. If you choose MHC Bank separately, understand its trading risks and profit-sharing terms before committing funds.
Start with the purpose, the distinction and the risks.
No. MHC P2P is described as mutual financial help. It does not promise profit, repayment, future help or a particular financial outcome.
No. MHC Bank is a separate, optional trading-linked profit-sharing program. Its terms and risks must be considered independently.
No. Trading results vary. There may be profit or loss, and a positive return or payment is not guaranteed.
Gold, forex, crypto, indices and US oil. These are market categories, not a recommendation to trade any particular instrument.
No. The two programs are separate. Read the rules of the program you are considering and make your own informed choice.
Learn how mutual aid works. Know what is promised — and what is not. Then decide whether participation is right for you.
How mutual help works